Young Adults · Lesson 2
Identity Theft and Personal-Information Scams
Use unique passwords, a password manager, multifactor authentication, device updates, credit monitoring/review and transaction alerts. Consider a credit freeze when appropriate.
- Sensitive information includes Social Security number, date of birth, driver's-license or passport information, bank details, tax records, passwords, security questions, phone number and email credentials.
- Criminals may use identity information to open credit accounts, apply for loans, file fraudulent tax returns, obtain services, create accounts or impersonate you.
- Do not provide sensitive information merely because a caller or email looks professional.
- Ask why the information is needed, whether it can be provided through an official portal, and whether you initiated the interaction.
Use unique passwords, a password manager, multifactor authentication, device updates, credit monitoring/review and transaction alerts. Consider a credit freeze when appropriate.
This is Lesson 2 of the Financial Scams Education Series (Young Adults). Continue with Phishing, Smishing and Fake Messages.
This article is for educational purposes and is not legal, tax, insurance, cybersecurity, or law-enforcement advice. Scam tactics change. If you think you have been scammed, contact your financial institution immediately and consider reporting to appropriate authorities. Su Bella Vida is not a bank, broker, CPA, or law firm. Read our terms & disclaimer.