Series · Lesson 14
Protect Your Digital Financial Life
Accounts, devices, and credentials are part of the financial system.
Key Principle
Digital assets are now part of the household balance sheet and continuity plan.
Inventory
- Banking and brokerage
- Retirement accounts
- Cloud storage
- Photos
- Domains
- Subscriptions
- Digital businesses
- Important documents
Security
- Use unique passwords.
- Use multifactor authentication.
- Maintain secure recovery methods.
- Protect against phishing and account takeover.
Continuity
- Maintain a secure inventory.
- Tell a trusted person where instructions are located.
- Review the inventory periodically.
Common Mistakes
- Keeping critical account information only in one person's memory.
- Using unsecured password lists.
- Ignoring domains and digital businesses because they have no physical form.
Advisor’s Perspective
Digital continuity is financial continuity.
Action Checklist
- Digital inventory
- MFA enabled
- Recovery methods reviewed
- Secure instructions created
This is Lesson 14 of the Your First Paycheck Education Series. Continue with Lesson 15: Control Lifestyle Inflation.
This article is for educational purposes and is not legal, tax, insurance, student-loan, or investment advice. Tax law, contribution limits, employer plans, and insurance terms change. Consult qualified professionals when implementing a plan. Su Bella Vida is not a bank, broker, CPA, or law firm. Read our terms & disclaimer.