Young Adults · Worksheet

Companion Worksheet & Checklist

Capture pause rules, account safeguards, and who you will call before money moves.

Complete this workbook section, keep it secure, and review it periodically. Do not record passwords or MFA codes in these worksheets.

My Scam-Defense Commitments

I will pause when a request creates urgency.

I will independently verify unexpected financial requests.

I will never share passwords or MFA codes.

I will not move money through my personal account for someone else.

I will ask a trusted person before a major unfamiliar transaction.

My Account Security Checklist

Primary email has MFA.

Password manager is in use.

Banking alerts are enabled.

Credit activity is reviewed.

Important devices are updated.

Recovery information is current.

My Verification Contacts

Bank: ______________________________________________

Credit-card issuer: __________________________________

Primary financial institution: __________________________

Trusted person: ______________________________________

Mobile carrier: _______________________________________

My Personal Red Flags

Requests that should always make me pause: ________________________________

Payment methods I will never use because of an unsolicited request: ____________

People I will call before a major financial decision: _____________________________

My Incident Plan

If I suspect fraud, first call: __________________________

Second person to notify: ______________________________

Where I will keep evidence/screenshots: _________________

Where I will keep official contact information: ____________

Related reading: Financial Fraud, Scams and Protecting the Family · Protect Your Digital Financial Life

This is Worksheet of the Financial Scams Education Series (Young Adults). Continue with Family Scam-Defense Quick Card.

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