Older Adults & Families · Worksheet
Companion Worksheet & Checklist
Capture pause rules, account safeguards, and who you will call before money moves.
Complete this workbook section, keep it secure, and review it periodically. Do not record passwords or MFA codes in these worksheets.
Family Scam-Defense Rules
No major financial decision under pressure.
Unexpected requests are independently verified.
Major transactions are not secret from the spouse/family defense contact.
Large transactions require a pause and second look.
Passwords and MFA codes are never shared.
Family Financial Map
Primary bank: ________________________________________
Savings / reserve: ____________________________________
Brokerage: __________________________________________
Retirement accounts: _________________________________
Insurance: __________________________________________
Mortgage / debt: _____________________________________
Cpa: _________________________________________________
Attorney: ____________________________________________
Financial adviser: ____________________________________
Large-Transaction Policy
Threshold: $________________
Waiting period: ______________
Second person to be informed: ______________________________
Exceptions, if any: __________________________________________
Trusted Contacts & Continuity
Primary trusted contact: ______________________________
Backup trusted contact: ______________________________
Spouse/partner who understands the plan: ______________
Where the account inventory is stored: __________________
Where estate documents are stored: ____________________
Where digital-asset inventory is stored: ________________
Quarterly Review
Reviewed bank statements
Reviewed investment statements
Checked unusual transfers
Checked credit activity
Confirmed MFA/security
Reviewed beneficiaries
Confirmed professional contacts
Confirmed spouse/trusted-person continuity
Annual Financial Fire Drill
Date: __________________
Could another trusted person locate the accounts? ☐ Yes ☐ No
Could they identify how bills are paid? ☐ Yes ☐ No
Could they contact the key professionals? ☐ Yes ☐ No
Could they locate estate documents? ☐ Yes ☐ No
Could they identify important digital assets? ☐ Yes ☐ No
Actions required: ______________________________________________
This is Worksheet of the Financial Scams Education Series (Older Adults & Families). Continue with Family Scam-Defense Quick Card.
This article is for educational purposes and is not legal, tax, insurance, cybersecurity, or law-enforcement advice. Scam tactics change. If you think you have been scammed, contact your financial institution immediately and consider reporting to appropriate authorities. Su Bella Vida is not a bank, broker, CPA, or law firm. Read our terms & disclaimer.